Biker Scam by Costco

Question

Annual visitor to Waikoloa and encountered a biker Scam as I was entering the main highway after a 2 pm shopping trip to Costco this past Sunday. As I was in the merge lane after turning right at the light, a biker hit my car on the passenger side and wrapped his arm around the side view mirror.

I was really scared because I thought that I had hit him, but he said that he was okay and more worried about damage to the car - as the cover to the side view mirror has fallen off. Eventually, he asked for money so he could get some food. I was relieved that he was not hurt and gave him $20.

But with hindsight, this was a scam albeit a dangerous one for him. Just be aware - a young white biker with long blondest hair.

Answer

It's unfortunate that you had such a stressful encounter during your visit to Waikoloa. While it can be difficult to assess in the heat of the moment, it’s great that you are now sharing your experience so others can be aware of similar scams that may occur in the area.

In situations like this, there are a few important things to keep in mind:

Stay Calm and Assess the Situation: It's natural to feel alarmed, especially if you're unsure whether you've hit someone. If you find yourself in a similar situation, try to stay calm and assess whether there are any immediate signs of injury. If the person seems unharmed but is concerned about their property, it may be a red flag.
Don't Offer Money on the Spot: If someone is asking for money after an incident, it’s always best to politely decline. Instead, if there is damage or you’re worried about the situation, exchange contact information and let the authorities or insurance companies handle the matter. Offering money on the spot may encourage scammers.
Document the Incident: Take photos of the scene, including the car, the person involved (if safe to do so), and any visible damages. If you’re in doubt, it’s always wise to contact the local authorities to report the incident. This can help provide clarity in case the situation escalates later on.
Trust Your Instincts: In hindsight, it’s clear that this encounter felt suspicious, and it’s good that you’re sharing your experience. Always trust your instincts when something feels off. If you feel unsafe or unsure, don't hesitate to call for help.

While the individual involved may have been trying to manipulate the situation, it's important to remember that not all people you encounter will have good intentions. Taking precautions and being aware of these types of scams can help you avoid similar situations in the future.

In case you are ever unsure, here are a few more general tips when dealing with similar situations in the future:

If in doubt, contact local authorities: In Hawaii, as in many places, it's always a good idea to contact the local police in case of any suspicious activities. They can assist with the situation and provide further guidance.
Be aware of common scams: Scams involving people asking for money after a "minor accident" are not uncommon. It’s good practice to be aware of potential red flags like a person who insists on not going to the hospital or offers a nonchalant response to a situation that could cause injury.
Follow-up: If you feel there was something wrong with the interaction, follow up with your insurance company or local law enforcement. They can guide you on how to protect yourself and prevent any further complications from the incident.

I'm glad to hear that you are okay despite the scare, and hopefully this information helps future visitors navigate similar situations more safely. Stay cautious, and don't hesitate to ask for help if needed!

Biker Scam by Costco

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